Get the right cover

An Insurance Advisor is a professional who helps you understand your insurance options and find the right coverage to meet your needs.

They provide personalized advice, compare different insurance products, and assist with claims to ensure you get the best coverage.

While both offer financial advice, an Insurance Advisor specializes in insurance products, whereas a Financial Advisor covers a broader range of financial topics.

Our advisors can assist with life insurance, business insurance, property insurance, and more, depending on your specific needs.

Comprehensive Motor Insurance provides you with cover for repairing or replacing your vehicle if it is damaged in an accident or while it is not being driven. It also provides you with cover for damage you cause to other people’s property and vehicles.

Compulsory Third Party (CTP) Insurance provides drivers of your vehicle with cover for compensation claims made against them by people who have been injured in a car accident determined to be their fault.

Third Party Property Damage Motor Insurance only provides cover for loss or damage to someone else’s property caused by a car accident which is determined to be your fault.

If you are altering the security on your property you should inform your insurer as it may change the conditions of your home insurance. You may also be eligible for a discount.

Before commencing renovations it is important that you notify your insurer as it may affect the terms and conditions of your home insurance policy. It is important that you increase your sum insured to reflect any extensions or renovations to make sure you are adequately covered in the event of a home insurance claim.

Yes, it is important that your insurer is informed of any change in the use of a premise.

Flood cover is an option on both Buildings and Contents in Home and Landlord policies. Please approach us:

TURNING POINT FINANCE
5/8 Laidlaw Way, East Tamaki, Auckland
09 930 7620

to find out whether you are eligible for Flood cover. For full details of conditions and exclusions of all our home insurance cover options, please refer to the Product Disclosure Statement (PDS), policy documents and flood supplementary PDS.

Accidental Damage is an option you can choose which covers unintentional mishaps around your home. Please refer to the Product Disclosure Statement for information about what is covered under this option.

Portable Contents cover is an option that you can choose that covers personal items both inside your home and outside your home. Please refer to Product Disclosure Statement (PDS) for a full list of items covered under this option.

Fusion is the burning out of electric motor or its wiring caused by the electric current in it.

Landlord insurance protects the owners of tenanted spaces such as an office, retail space or investment property. It is worth purchasing coverage as it can protect your property from unintentional or deliberate damage by tenants.

If you have other assets – equipment, a business, a car etc, it might be worth investigating your insurance options.

Strata insurance only covers common property and structures, you may like to consider contents insurance.

The banks are competing hard for your business. Let us help you choose the right deal with expert advice at no cost to you.

Hectic lifestyles don’t leave time for long daytime meetings at the insurance provider. We offer appointments at the time and place that suits you, including after work.

From comparing home loan options to preparing the paperwork and supporting you through to settlement, your insurance broker does all the running around.