YOUR TRUSTED INSURANCE ADVISORS

At Turning Point Finance we provide clear, personalised insurance guidance to help protect what matters most. Whether you need life insurance, health insurance, income protection, trauma cover, or mortgage protection, our advisors help you choose the right cover with confidence.

How Our Insurance Advisors Support You

Evaluate Your Needs: We take the time to understand your financial goals, health, family situation, and business needs to recommend the right level of protection.

Compare Your Options: With access to multiple insurance providers, we help you find policies that match your budget and give you the coverage you need – without the stress.

Support with Claims: If something happens, we guide you through the claims process step-by-step to make sure you get the support and outcome you’re entitled to.

Regular Reviews: As life evolves, so should your insurance. We offer regulaer check-ins to keep your cover up to date and aligned with your current situation.

Why Choose Turning Point Finance?

Personalized Service: Your circumstances, goals, and priorties are carefully considered to ensure the advice you recieve is truly tailored to you.

Expert Knowledge: Our advisors stay up to date with the latest insurance products and market changes, ensuring you get accurate, informed guidance every time.

Unbiased Recommendations: We focus what’s best for you – not comissions. You’ll recieve transparent, honest advice designed to support your long-term financial wellbeing.

Get the right cover

Health Insurance

You may take out private health insurance because it gives you quick access to medical treatment

Mortgage and Income Pretection

If you're borrowing more than 80% of a property's value, it's likely you'll need to pay LMI.

Income protection insurance

Income protection or 'lifestyle' insurance pays up to 75% of your income if you are ill or injured and unable to work.

Life insurance

We want you and your family to enjoy the peace of mind that financial protection brings.

Trauma

Trauma insurance is designed to pay you a one-off lump sum to manage the financial impact 

Home buildings and contents

Insurance to help protect your home and belongings against a whole range of threats – from theft through burglary to fire.

General Insurance FAQs

What does an Insurance Advisor do?

An Insurance Advisor explains your insurance options, compares policies, and helps you choose the right cover. They also support you through claims and review your cover over time.

How can an Insurance Advisor help me?

They provide personalized advice, compare insurance products for you, and support you through claims so you can secure the right cover without the stress.

What types of insurance can an advisor help me with?

Our advisors support a wide range of insurance needs, including life insurance, business insurance, property insurance, and more. Whatever your situation, we’ll help you find the right cover to protect what matters most.

What is the difference between Comprehensive and Third Party Car Insurance?

Comprehensive Car Insurance 

Covers damage to your own vehicle as well as damage you cause to other people’s vehicles or property. It also includes cover for theft, fire, vandalism, and most accidental damage – even if you’re at fault.

Third Party Property Damage Insurance 

Covers damage you cause to someone else’s vehicle or property. It does not cover repairs to your own vehicle.

I've upgraded the security on my property - do I need to let my Insurer know?

Yes. Any changes to your property’s security should be shared with your insurer, as they may affect your home insurance policy.

I'm renovating my kitchen and bathroom - should I notify my Insurer?

Yes. You should notify your insurer before starting any renovations. Changes to your home can affect your policy terms, and your sum insured may need to be updated to ensure you’re fully covered if something goes wrong.

Am I covered for Flood Damage?

Most home and contents insurance policies in New Zealand include flood cover, but the level of protection can vary between insurers. We can review your policy and let you know exactly what is and isn’t covered.

If you’re unsure, contact us and we’ll help you understand your flood cover and any exclusions that may apply. 

What is landlord insurance and why should I consider it?

Landlord insurance protects your rental property against damage caused by tenants, as well as risks like loss of rent, liability, and unexpected events. It’s designed to safeguard your investment and reduce financial stress if something goes wrong with a tenancy.

Connect With Us

Our advisors are here to help with clear, personalised financial guidance. Reach out to us today and we’ll get back to you shortly.

    We're Here When You're Ready

    TURNING POINT FINANCE
    4/13 Laidlaw Way, East Tamaki, Auckland
    021 481 713

    Our promise to you

    Don't pay a thing. Ever


    Our home loan service is at no cost to you because the lenders pay us.

    We do the legwork


    Safe hours of research and paperwork. Let us do it all for you.

    Always get straight advice

    We don't favour lenders - our brokers get paid the same regardless of which lender you choose.

    Your TP Finance broker will:

    Evaluate your needs

    Your Mortgage Choice broker will work with you to get a detailed picture of what you need from a home loan.

    Calculate borrowing power

    Your mortgage broker will calculate how much you can borrow so that you know the price range you can afford.

    Compare your options

    Your broker will compare and contrast hundreds of home loan products from over 20 lenders, including the big four banks.

    Give expert advice

    The banks are competing hard for your business. Your broker will provide expert advice to help you choose the home loan deal that's right for you.

    Do all the legwork

    Your broker will do all the paperwork and follow through the entire process with the lender from start to finish, making it as hassle-free as possible for you.

    Pre-approval

    Your broker may even be able to get you pre-approval on your home loan so that you can make an offer on a property or bid at auction with confidence.

    All at no cost to you!

    Your broker will do all of this at no charge to you because the lenders pay us a commission when the mortgage is settled. This doesn't affect the deal you get from the lender.

    We pay your broker the same rate

    At TP Finance , the only thing that matters to us is the home loan that's right for you. So we pay your broker the same rate no matter which home loan you choose from our wide choice of lenders.